Business
Insurance
With MAPFRE Insurance, you get a trusted partner, no matter where life takes you. As a leading business insurance provider in Massachusetts, MAPFRE knows how important it is to get the right coverage at an affordable price. Whether you are a florist, electrical contractor, accounting or payroll company owner, coffee shop owner, landscaper, plumber, or heating and air conditioning contractor, your business likely faces various risk factors, and you must be protected. That’s where business insurance or commercial insurance comes in!
Business insurance with MAPFRE protects you, your employees, and your physical business if an accident, injury, or weather event causes damage to your building or business personal property. When you purchase a business insurance policy with MAPFRE, you will be offered the right coverage your business needs for your peace of mind.
What we offer
MAPFRE offers competitive rates in Massachusetts on commercial auto, business owner’s insurance, commercial package, and umbrella policies, as well as enhancement endorsements.
Commercial Auto
If your business requires a company vehicle or a fleet of vehicles, our commercial auto policy can help cover property damage or medical treatments for an injured person should an accident occur.
Business Owner’s Policy (BOP)
The Business Owner’s Policy (BOP) combines property and liability coverage into one package.
Enhancement Endorsements
To get the most out of your commercial auto or business owner’s insurance policy, MAPFRE builds invaluable coverages and services that enhance or extend how protected your business is.
Commercial Auto Policy Highlights
MAPFRE’s commercial auto policy provides a wide range of coverage for vehicles used for business purposes including:
- Construction, sand, and gravel
- Towing, auto repair
- Mobile equipment
- Trade contractors, snow plowing
- Private passengers used in business
- Trash removal, recycling
Business Owners Insurance Policy Classes
Our business owners insurance policy is designed to meet the needs of both small and medium-sized commercial clients in Massachusetts which include:
Habitational
Apartments, townhouses, residential condominium associations, commercial condominium associations, and building owners
Contractors
Electricians, landscapers, painting, masonry, tile installation, plumbers, heating, and air conditioning (HVAC), and septic tank system cleaning/repair
Retail
Appliance stores, clothing stores, home furnishing stores, convenience stores, and gift shops
Services
Barbers, beauty salons, nail salons, florists, photographers, tailors, and funeral homes
Restaurants
Coffee shops, diners, family restaurants, fine dining, ice cream shops, and pizza shops
Offices
Accounting services, bookkeeping services, engineers, architects, lawyers, medical offices, real estate offices, and veterinarian offices
Enhancement Endorsements
Because MAPFRE wants you to get the most out of your commercial auto or business owners insurance policy, we build invaluable coverages and services that enhance or extend how protected your business is. Some of the endorsements we offer include:
Cyber coverage
Directors and officers’ liability coverage
Professional liability coverage
Snowplow coverage
Liquor liability coverage
Umbrella coverage for eligible businesses
Find a Massachusetts Insurance Agent Near You
Working with an independent insurance agent can help you find additional discounts and save you the hassle of comparing Massachusetts insurance rates. MAPFRE Insurance is proud to partner with local independent insurance agents throughout the Bay State. To find an insurance agent closest to you, search our agent locator or select a city below:
Common Questions About Massachusetts Business Insurance
How does business insurance benefit a Business Owner in Massachusetts?
Why do I need business insurance?
Is business insurance required in Massachusetts?
How much does business insurance cost in Massachusetts?
How much coverage should I have for my Massachusetts business?
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Please Note: This is meant only to provide general information about commonly available insurance coverages. Except as expressly noted, this content is not intended to describe any specific coverage offered by MAPFRE Insurance. No coverage is provided, bound or guaranteed by this article. Available coverages, credits and discounts vary from state to state and are subject to eligibility criteria and policy terms/conditions, which will control in the event of conflict between this article and your insurance policy. For information about your policy, please review your individual policy contract and speak with your insurance representative.
MAPFRE Insurance® is a brand and service mark of MAPFRE U.S.A. Corp. and its affiliates, American Commerce Insurance CompanySM (Cal. COA 4928-8); Citation Insurance CompanySM; The Commerce Insurance CompanySM; Commerce West Insurance CompanySM (Cal. COA 1372-2); and MAPFRE Insurance CompanySM (Cal. COA 3039-5). Not all products available in all states.