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Why Choose an Independent Agent?

MAPFRE Insurance offers many options to help protect your auto, home and business. While some insurers sell policies directly to consumers, there are insurers like MAPFRE that provide consumers with the opportunity to work with the expertise an independent agent provides.

What is an Independent Agent? An independent agent is not an employee of a specific insurance company, but they act as a partner to help buyers find the right insurance carriers.

There are many advantages to working with an independent agent as opposed to a direct to consumer insurance company.

Knowledge
A big reason to choose an independent agent is because they are experts in the insurance industry and act in your best interest. They not only stay current with industry trends and policies, but they can also provide you with the best advice, advocacy and coverage for your unique life situation. This knowledge is key when comparing rates and finding you the best coverage.

Cost
Having an independent agent saves you the time and energy of comparing rates at other companies. Independent agents may even be able to get you a better rate through their partnerships with certain insurance carriers.

Personalized Service

Should you have a question about rates, coverage or need to file a claim, your independent agent can provide personalized customer service without making you go through the process of an automated recording. Should something come up, these agents will be able to resolve your problem quickly or at the very least be able to get you answers.

Personal Advisors

Agents will work to find a policy that stays within your budget while giving you an array of coverage options to choose from. They can provide insurance products that protect your assets, review your policy and be be available year-round to assist with updates like adding a driver to your auto policy, insuring a vacation property and answering specific questions about coverages, discounts, deductibles and claims. They are also the most knowledgeable about discounts that you may qualify for to help save you money.

Reputation
Your independent agent is required to be licensed in your state so rest assured, you can count on them! Often, many agents are involved in community activities and help out with local organizations which is another indication that they have a good reputation and ties to the city or town that they live in. You can always check out your independent insurance agent’s reviews and testimonials on Google or on their website!

MAPFRE USA has a network of thousands of independent agents and brokers in 12 states who work on YOUR behalf to make sure you are protected. To find an agent near you, use the MAPFRE agent locator tool on our website.

Please Note: This is meant only to provide general information about commonly available insurance coverages. Except as expressly noted, this content is not intended to describe any specific coverage offered by MAPFRE Insurance. No coverage is provided, bound or guaranteed by this article. Available coverages, credits and discounts vary from state to state and are subject to eligibility criteria and policy terms/conditions, which will control in the event of conflict between this article and your insurance policy. For information about your policy, please review your individual policy contract and speak with your insurance representative.

MAPFRE Insurance® is a brand and service mark of MAPFRE U.S.A. Corp. and its affiliates, American Commerce Insurance CompanySM (Cal. COA 4928-8); Citation Insurance CompanySM; The Commerce Insurance CompanySM; Commerce West Insurance CompanySM (Cal. COA 1372-2); and MAPFRE Insurance CompanySM (Cal. COA 3039-5). Not all products available in all states.

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