5 Tips for Safe Tailgating

With the Patriots returning to Foxborough, we predict a tailgate may be in some of your futures. We’ve compiled some of our favorite tailgating tips to help crown you the king or queen of the tailgate!

Designate a Driver

Make sure to include plenty of non-alcoholic drinks for all your party guests, and encourage everyone to stay hydrated from the pre to the post game.

Grill Safely

Keep you and the other tailgaters safe by making sure that all gas hoses and lighting fixtures are properly secured. If you’re using a gas grill – do not turn it on with the top closed, as this is a common mistake that can often have dangerous repercussions.

Since we’re on the topic, let’s talk about food safety for a second too. Hamburgers, chicken, and hot dogs are all a tailgating staple.  Which is why it’s important to make sure that all raw meat is packed, stored and cooked properly.

Keep a fire extinguisher and a first aid kit on hand

Whether a newbie or a veteran, it’s best to be prepared for the worst. Even if you may not need it another tailgater might, so keep a fire extinguisher close and handy.

Same goes for the first aid kit, because you never know when a friendly game of toss could turn into a league-worthy event with league-worthy injuries. Or someone may wind up with a blister.

Clean up after yourself, correctly

Not only is cleaning up your tailgating spot the right thing to do, but it’s the safest. Mixing trash with hot grilling coals could lead to major accidents, especially in packed cars. While no one wants to cut down on the fun time, leave room in your tailgating schedule for proper clean up. That way you can make sure all trash is picked up and properly disposed of.

Consider leaving the game early

Blasphemy, right? Hear us out. Leaving the game early, especially when your team is in the lead is a great idea as it gives you the opportunity to safely navigate the parking lot and minimize your chance of fender benders.

Found a scratch, bump or dent on your car? Don’t freak out, you can easily report a claim  no matter what time you’ll be leaving the stadium. Learn more about the auto claims process or start your Massachusetts auto quote now to see if you could be saving by switching to MAPFRE.

Frequently asked questions about total losses

When is my car considered a total loss?

Your car is considered a total loss (totaled) when the cost to repair the vehicle exceeds its current value.

How is the value of my car determined?

MAPFRE works with a third-party to help determine the actual cash value of your car. The value of your vehicle is determined by a variety of factors like its pre-loss condition, age, make, model, and mileage. Also taken into consideration is the value of a vehicle of a similar type and the price paid for the vehicle.

What happens if I still have a loan or lease on my car?

Depending on the lender, if the actual value of your car is less than what you owe on your loan or lease, then you may still owe the balance.

Having gap insurance will typically cover the difference between what your vehicle is currently worth and the amount you actually owe on the loan or lease.

What paperwork is needed before payment can be issued?

Before payment can be issued, MAPFRE needs the title of the vehicle. If you hold the title, you must fill in the odometer disclosure statement and sign the title before sending it to us.

If the title is with your lender, MAPFRE will reach out to them. Keep in mind, requirements differ by states and there may be additional steps.

What happens to my car if it's determined a total loss?

After your car is determined a total loss, you will need to advise the repair shop or tow yard that you would like to release your vehicle to MAPFRE. This timely permission to move the vehicle will help reduce out-of-pocket costs.

During this time, you should also remove all personal belongings from the vehicle and take off the license plates.

Why do you need to take my car and where are you taking it?

While we usually cover up to $35 per day of storage at shop or tow yard, those fees can add up quickly. That’s why MAPFRE takes it to a storage-free facility. If you don’t want to allow MAPFRE to move your car, you may be responsible for the additional storage fees.

What if I decide to keep my car?

MAPFRE has the right to take your vehicle in settlement of a total loss under the terms and conditions of your auto policy. If we decide to allow you to retain the vehicle, it will be returned to you from the salvage yard once the claims process is complete. Once a car is totaled you will still need to have it repaired and pass inspection. You will need to apply for a salvage or rebuilt title that identifies the car as having been a total loss. Many insurance companies will not cover a salvaged vehicle it’s challenging to accurately assess the true condition of the vehicle.

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