Get covered in minutes!

Car

Property

Home > Blog > Preventing Wildlife Collisions

Deer crossing the road creating a risk of collision with a car.

Preventing Wildlife Collisions

October to December are peak months for animal collisions in the United States. Deer are the most commonly hit animal, followed by moose and elk. Approximately 1.9 million animal-vehicle collisions occur each year, with the average damage totaling $3,305.

Here are tips for minimizing animal collisions.

  • Heed yellow animal caution signs and drive below the speed limit in these areas. These signs are usually posted in past collision sites.
  • Be especially aware during evening hours. Most animal-vehicle collisions occur between 9 p.m. and midnight.
  • Use high beams in wooded areas when traffic permits. Bright lights reflect off animal eyes, making them easier to spot.
  • If you see an animal in the road, brake firmly and stay in your lane.
  • Honk or flash your lights to try to scare the animal out of the way.
  • Avoid swerving to miss a deer, since you could wind up hitting another vehicle or a tree or pole. It’s hard to predict how a deer will react at any given moment.
  • If a moose is on the road, which is far more dangerous to you and your vehicle due to its weight, you should look to swerve safely to avoid a collision, however.
  • If you hit an animal, pull over to the side of the road.
  • Do not check on or touch the animal, call the police for assistance.
  • Ensure that you get a police report about the incident. If you have coverage, you’ll need a police report to file your claim.

Animal collisions are covered by the optional comprehensive coverage on your auto policy.

Sources:

https://slate.com/technology/2015/01/deer-car-crashes-how-to-avoid-and-survive-collisions-with-north-americas-deadliest-animals.html

https://exchange.aaa.com/safety/driving-advice/tips-to-avoid-vehicle-animal-collisions/#.Xcw1r-hKjic

https://www.farmersalmanac.com/tips-avoiding-wildlife-collisions-28512

https://www.consumerreports.org/car-safety/how-to-avoid-collisions-with-deer-this-fall

Please Note: This is meant only to provide general information about commonly available insurance coverages. Except as expressly noted, this content is not intended to describe any specific coverage offered by MAPFRE Insurance. No coverage is provided, bound or guaranteed by this article. Available coverages, credits and discounts vary from state to state and are subject to eligibility criteria and policy terms/conditions, which will control in the event of conflict between this article and your insurance policy. For information about your policy, please review your individual policy contract and speak with your insurance representative.

MAPFRE Insurance® is a brand and service mark of MAPFRE U.S.A. Corp. and its affiliates, American Commerce Insurance CompanySM (Cal. COA 4928-8); Citation Insurance CompanySM; The Commerce Insurance CompanySM; Commerce West Insurance CompanySM (Cal. COA 1372-2); and MAPFRE Insurance CompanySM (Cal. COA 3039-5). Not all products available in all states.

Articles

Reducing Pet Damage in Your Home

Reducing Pet Damage in Your Home

Fido and Fluffy may be cute, but the messes they can make and the damage they do in our homes certainly are not. From ripped carpet and claw marks on doors to torn-up furniture and soil on cushions, our mischievous furry family members can do a lot of damage. Is pet...

read more
How Marriage Affects Your Car Insurance

How Marriage Affects Your Car Insurance

Are you planning to tie the knot with that special someone soon? While it's an exciting time in both of your lives, it can also be challenging if you are combining finances, so establishing a plan early is essential. When couples get married, they probably both have...

read more
Preventing Your Pipes From Freezing This Winter

Preventing Your Pipes From Freezing This Winter

One of the most common causes of property damage in the winter are burst pipes which can lead to pricey repairs. As cold temperatures arrive, it’s a good time to take steps to protect your home. Keep your house heated to a minimum of 65 degrees Insulate all accessible...

read more