MAPFRE
in the USA

We take pride in protecting what matters most to you, so you can focus on the road ahead.

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MAPFRE delivers a best-in-class customer experience

MAPFRE serves policyholders in 11 states.

MAPFRE Insurance protects more Massachusetts homes and autos than any other carrier in the country.

We offer a full range of personal lines and commercial lines insurance products including coverage for automobiles, homes, and umbrella.

MAPFRE is the 21st largest private passenger auto insurer.
We’re the 23rd largest personal lines carrier in the United States.

MAPFRE’s History in the United States

MAPFRE began to expand in the United States with the purchase of Western Pioneer Insurance Company in California which was later renamed Commerce West in 1995.

Four years later, MAPFRE acquired the Automobile Club Insurance Company out of Columbus, Ohio, in a joint venture with AAA. After expanding its coverage into other states, the company was rebranded to the American Commerce Insurance Company.

The company expanded into New Hampshire in 2001 and then into New York in 2007 by purchasing SWICO Enterprises.

In 2008, MAPFRE acquired Massachusetts-based The Commerce Group Inc., better known as the Commerce Insurance Company, which was founded in Webster in 1972. The company, which is still headquartered there today, was renamed MAPFRE U.S.A. Corp. in 2010 and since then, all the companies have been rebranded as MAPFRE USA.

In 2021, Century Automotive Service Corporation was acquired by MAPFRE Insurance. Century Automotive Service Corporation provides drivers, dealers, and agents with a comprehensive suite of innovative products designed to protect vehicles and offer peace of mind to customers nationwide.

MAPFRE began to expand in the United States with the purchase of Western Pioneer Insurance Company in California which was later renamed Commerce West in 1995.

Four years later, MAPFRE acquired the Automobile Club Insurance Company out of Columbus, Ohio, in a joint venture with AAA. After expanding its coverage into other states, the company was rebranded to the American Commerce Insurance Company.

The company expanded into New Hampshire in 2001 and then into New York in 2007 by purchasing SWICO Enterprises.

In 2008, MAPFRE acquired Massachusetts-based The Commerce Group Inc., better known as the Commerce Insurance Company, which was founded in Webster in 1972. The company, which is still headquartered there today, was renamed MAPFRE U.S.A. Corp. in 2010 and since then, all the companies have been rebranded as MAPFRE USA.

In 2021, Century Automotive Service Corporation was acquired by MAPFRE Insurance. Century Automotive Service Corporation provides drivers, dealers, and agents with a comprehensive suite of innovative products designed to protect vehicles and offer peace of mind to customers nationwide.

Our Vision, Purpose, and Values

Vision

To be the most trusted global insurance company for employees, clients, and business partners.

Purpose

To be by your side – every step of the way – helping you to move forward with peace of mind while contributing to a more sustainable and supportive society.

Values

Solvency, integrity, service vocation, innovation, and a multicultural and diverse team.

MAPFRE across the globe

MAPFRE is a global insurance company present on five continents. We are the largest Spanish-owned insurer in the world, the biggest multinational insurance company in Latin America, the 16th largest global reinsurance company, and we rank among the top 25 personal lines carriers in the United States. MAPFRE has 31,290 employees worldwide and 31.1 million customers globally. 

Playing our Part

We’re living through a time of historic change. Our response to these global challenges must be collective. Globally, MAPFRE has been firmly committed to people and the planet for more than 90 years, helping to construct the social and business fabric of the countries where we operate. As a company, we have set our sights on the world and on global challenges to leave a positive footprint around us. MAPFRE’s business practices are designed to meet the United Nation’s 2030 Sustainability Goals, and Fundación MAPFRE helps almost 23 million people in more than 30 countries, including the United States.

 

We care about you and what matters to you

Keeping our roadways safe

For more than 20 years, MAPFRE has partnered with the Massachusetts Department of Transportation Highway Assistance Program, to ensure no driver is stranded alone on the roadside in Massachusetts – free of charge.

Official Auto Insurer of the PMC

Since 2015, MAPFRE has been proud to be the Official Auto Insurance Provider of the Pan-Mass Challenge. We are dedicated to supporting the PMC which raises funds for cancer research and treatment through the Dana Farber Cancer Institute.

Our Companies

American Commerce Insurance Company

Founded: 1946
Domicile: Ohio
NAIC No: 19941
Admitted: All States
Active: All States (Travel Insurance);
AZ, CT, ID, IN, KY, ME, NJ, NY, OH, OR,
PA, RI, TN, VT, WA (Property & Casualty)

Primary Location

3590 Twin Creeks Drive
Columbus, Ohio, 43204

Citation Insurance Company

Founded: 1981
Domicile: Massachusetts
NAIC No: 40274
Admitted:
 MA
Active: MA

Primary Location

211 Main Street
Webster, MA 01570
The Commerce Insurance Company

Founded: 1972
Domicile: Massachusetts
NAIC No: 34754
Admitted: CA, CT, ME, MA, NH, OH, RI, VT
Active: CT, ME, MA, NH, RI, VT

Primary Location

211 Main Street
Webster, MA 01570

Commerce West Insurance Company

Founded: 1948
Domicile: California
NAIC No: 13161
Admitted: AZ, CA, CO, NV, OR, UT, WA
Active: AZ, CA, OR, WA

Primary Location

2633 Camino Ramon, Suite 300,

San Ramon, CA 94583

MAPFRE Insurance Company

Founded: 1985

Domicile: New Jersey

NAIC No: 23876

Admitted: AL, AK, AZ, AR, CA, CO, DC, HI, ID, IL, IN, IA, KS, KY,
LA, MD, MA, MN, NE, NJ, NM, NY, OK, OR, PA, SC, SD, TX, UT, WA, WI

Active: AZ, CA, PA

Primary Location

100 Campus Drive,
Florham Park, NJ 07932-1006

MAPFRE Insurance Company of Florida

Founded: 2002
Domicile: Florida
NAIC No: 34932
Admitted: FL
Active: FL Claims and Service Only

11 Gore Road
Webster, MA 01570

Product availability varies by state.

Corporate Recognitions

  • MAPFRE is the 21st largest private passenger auto insurer in the U.S. (2024).
  • We’re the 39th largest homeowners insurer in the U.S. (2024).
  • MAPFRE has a network of more than 3,000 independent agents and brokers.
  • We’re rated “A” (Excellent) by A.M. Best Company.

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